2013年12月24日星期二

Planet Aid HOPE Project

Planet Aid HOPE Project
Planet Aid began within 1997 as a means to achieve something to support both of the earth and the destituted. Being a 501(c)3 non-profit agency which collects second-hand garments and footwear, it assists projects that advance wellness and living situations, strengthen local communities, and reduce hardship by ecological advancement.
Due to unassuming sources in the Boston region, Planet Aid has grown from a few drop-off boxes plus a solitary unit to be a quite successful charity which recycles an enormous number of pounds of used outfits each year.
Making use of yellow clothing donation containers located in main towns and cities across the Country, Planet Aid accumulates gently used garments and footwear offering. Following that, those clothes are sent to certainly one of 14 domestic depositories where it should be baled and prepared for delivery to a consumer. Purchasers could possibly be regional thrift stores but are more frequently purchasers in foreign countries, where need for second hand garments is very high.
That's where the charitable donations work. When one profit is affordable clothes are currently accessible at which it is demanded generally, the line proceeds from the purchasing of the utilized clothing and footwear heads instantly to support plans which help poor people. Planet Aid's emphasis is entirely on building up and arranging communities, reducing poverty, raising knowledge, and strengthening medical. Some of the particular projects contain:

-Total Control of the Epidemic (TCE), community-dependent approach to deal with the process of major outbreaks like HIV/AIDS, t . b, and malaria.
-DNS Teacher Education Plan, assisting to educate teachers in Angola, Malawi, Democratic Republic of the Congo, and Mozambique.
-Farmers' Club programmes, by way of a cooperation along with the U.S. Department of Farming and in-country applying partners from ADPP Mozambique and DAPP Malawi.
-Microfinance programs in rustic India, implemented by its brother group Humana India.
-The Hope Project, assisting the people fighting with HIV/AIDS in Sub-Saharan Africa.
The HOPE Project is aimed at creating understanding of HIV/AIDS and also setting up HOPE project centers that represent a kind of general public club. Each single club gives a conference room for every person from who are HIV positive to any person searching for details about sexually transmitted diseases. It's a education centre for volunteers as well, and with an outreach programme HOPE promotes preventive measures in regions over the communities, as well as schools.
The HOPE Project is far from just a trigger of knowledge. HOPE hubs deliver service to those already contaminated with HIV/AIDS, and put a focus on encouraging people who have HIV to live an efficient life and stay active in the towns. The centres give HIV treatment and compassionate therapy together with neighborhood clinics, and provide much expected information about opportunistic infections, right nutrients, and treatments. Furthermore, the HOPE programs provide important aid to HIV infected expectant mothers, assisting them know their condition, counseling them upon defense to transfering, and inviting them to accept scientific treatments. Functioning at a community range, HOPE can aid females get food for orphan she is promoting, fit a passing away men with home-based care, or assist a child raise her defense mechanisms.
The HOPE Project aids men and women by positioning an emphasis on the community in general. The HOPE centers established from Planet Aid are found in regions of Angola, Botswana, South Africa, India, and Zimbabwe.

2013年12月19日星期四

Planet Aid: Supporting men and women to get an improved future

Planet Aid: Supporting men and women to get an improved future.
In 1997, an inspiration that buded from environmentally friendly consciousness and individual compassion founded an organization whose objective is founded attached to defending the world, along with sustaining and strengthening the standard of living of the folks living with it. Planet Aid’s meager beginnings in a tiny, originally cleaned out safe-keeping site are representational of how heartfelt promise to an underlying reason can essentially structure the future and make differences.

Today, Planet Aid isn't just supporting the residents living in Boston, where it originally set its source. The group's project now has an international reach, agreeably answering the desires of the corporeally poverty-stricken and supply lacking all over the world, while simultaneously sustaining a clear and brief vision for doing what could be truly reliable for the environment that maintains our very life.

Planet Aid clothes recycle process has successfully assisted individuals and our planet, on many levels. The whole thing starts with a easily situated, bright yellow colored donation bin. Persons who will not require or need certain outfits and footwear from garderobe could merely walk by and drop them into bin while they're out doing extra assignments. Workers then collect the items and therefore starts the action of releasing these for multiple purposes. Those applies contain clothing people short of funds, financing projects that make maintainable choices for communities, including generating work opportunities, building, education, farming as well as other projects that make long-run strategies to issues that are every day stressors for many people internationally.

Apart from the powerful effect Planet Aid clothing recycle project produces for persons, it's also creating priceless progress to guarding and preserving our planet. While resources get a second lifetime in the hands of a new possessor, the wide and generally terrible environmental affect of manufacturing is minimized. We can’t eliminate manufacturing totally, but we are able to inspire self-conscious providing and environment recognition. This together with making the act of donations easy, Planet Aid is able to help in protecting our world one day at a time and help all those in need one person at a time.


What’s within it for Planet Aid? Well, the assignment isn't wholly selfless. Planet Aid is created wealthy with satisfaction when we find growers applying new techniques in farming to grow good vegetation by which supports their families and delivers nutritive and delicious grain for individuals inside their towns. Our hearts are filled up with satisfaction if we see children benefiting from instruction and starting for sessions with contented stomachs and with clean, climate right clothing on the tiny bodies. We dazzler with satisfaction when we find the semelle of local communities altering beneficially and also for the continued with the guidance of those who have received training via the Capacity and Personnel Education products. We are elated once we view ladies being empowered and generating matters that develop lasting and viable earnings to fit themselves as well as their households, and even positively adding to the economic facilities of society. The gift of understanding that tomorrow men and women will wake up with hope to start their different day, on a planet that is being valued and cared about for all that it presents us-and at the end of the day, there is no bigger award than this.

2013年9月28日星期六

Global Charities

About 10 lbs per person, per year - thanks to an upward trend in used clothing and footwear donations,which is the amount of clothes, footwear, along with other fabrics U.S. customers generally recycle. Together, households and businesses assist move approximately 2.5 billion lbs of excess fabrics from entering the solid waste stream each year.

Because donations grow so the number of groups which collect clothes, footwear, and other textile-based items. New collection bins, every offering a different charity orcause, continue to appear. Neighborhood clothing drives take place every saturday and sunday and many schools now motivate students to give out-grown footwear as part of their “green” activities. Yet, even when merging the efforts of all non-profits, businesses, recycling stores, thrift stores, and church teams, only Fifteen % of textiles are recycled. The rest of the 85 percent is still disposed of. That’s regarding 60 pounds of fabric waste per person.

Growing Enterprise

Because textile recycle gains momentum, several misperceptions maintain moving concerning the industry and therefore are perpetuated among news media, blogs, community groups, and other forums. In particular, there appears to be considered a loud outcry on the sale of donated clothes to 3rd parties.Look at Online world and you’ll find those who “are shocked” to learn their second-hand designer jeans are now being sold to some recycling market. Or that does not each set of their “gently worn” Nikes is offered to inner town teenagers, but rather, some will protect the feet of subsistence farmers in Angola. Some think it is “morally outrageous” that donated clothes are being bartered and also offered just like a normal product for pennies on the lb.Whether or not we care to understand or not, the used garment deal is a multi-billion buck business. As a U.S. trade commodity it rates among the top 10, employs between 20-30,000 U.S. workers by some estimations, and creates hundreds of thousand immediate and side-line jobs globally. In lesser-developed nations used fabrics are essential income source with regard to one-person shops and small business.

Our Surplus Fills Demand Abroad

Within the global textile market, it’s not a secret that almost all national and native aid organizations (Goodwill, Salvation Army, as well as your area charity) turn out selling a significant part of what they collect to third-party recyclers. Why? They just can’t sell or hand out the amount they collect every day. After clothing is categorized, the best items might have to go to second hand shops or any other second-hand outlets. The bulk, about Sixty %, would go to domestic and abroad recyclers that provide poorer nations with much needed low-cost clothing.Many is repurposed to fabricate everything from sound prevention insulation to new vehicle furniture, not to mention more new clothing.

Drowning in Clothes

Because new clothing buys improve the same is true the output of used clothing. In the U.S., we all can’t start to soak up the large wave of discarded textiles and garments. Now, we bury or incinerate most of it, recycle a little amount locally, and sell the remainder overseas, and then there is a continuing demand.When disasters hit and alleviation organizations such as the Red Cross request help, clothes are purposely not at the top listing. Yet, still it occurs by the semi-truck load, and they too need to sell it off. Also it makes sense. Nonprofits require multiple revenue channels to outlive and to conduct their individual tasks. Fundraiser requires a continuous and multi-level effort - which range from costly direct mail activities to bake sales. By selling donated clothes, groups can increase necessary money to finance plans, spend expenses, house their operations, plus much more.

No Free Lunch

And it’s not only clothes, nonprofits are collecting all sorts of donated goods - cell phones, ink cartridges, and electronics - for their cash value. It requires cash - lots of it - to finance a nationwide charity collection work. When a clothing is given able to a charity, it doesn’t mean it’s free for the charity to collect it. For those along with big collection programs, this may imply purchasing and maintaining thousands of collection boxes or working storefronts, having to pay drivers, leasing trucks, hiring sorters and packers, purchasing mechanical balers, having to pay freight and transport,and so on. It’s no surprise then, that the national charitable may spend $10 million to create $Sixteen million and put the net profits toward it's mission. The proverb, “It requires cash to create cash” applies to charities just like it does for profit-driven organizations. The cost of conducting business is similar as well. Essentially most of the costs to operate a large for-profit industry also are needed of a big nonprofit. (With the exception that nonprofits need to do it on the shoestring budget, or else these people get criticized for an excessive amount of overhead, however that’s another story.)

A Slice of “Clothes Pie”

Given all these economic facts and the known environmental benefits of recycling clothing, it’s perplexing exactly why some charities are chastised for selling donated clothing and footwear. Put one other way, would a needy individual that receives 2 jackets be admonished for selling among the coats to purchase another basic necessity? Many set up and well known charities have been selling clothes for years, and on a big level. The idea is this - even if we quadruple our fabric recycling efforts today, a big extra will still get tossed within the garbage tomorrow. The “second-hand clothes pie” is large enough for charitable agencies and recyclers to assert a piece, with sufficient remaining. As long as charitable organizations are transparent about their intentions, they should be able to deal their donations around the worldwide marketplace.

Charity or Charlatan?

Once we improve our collected recycling I.Q., we need to increase our knowledge about the groups performing the collecting. While the most of clothes recycling operations are genuine, there's a growing number that aren't. Clothes debt collectors might be registered charities,others might be purely for-profit, and some are intentionally obscure about their operations. The second might be simply fake fronts wanting to profit from the public’s generosity by slapping a normal charitable trigger on a donation bin. All these dodgy operators routinely place their bins on private or public property,without any intention of seeking permission or following city ordinances. When they are discovered or asked, they simply go to a different location.

Transparency is Revealing

The sad end result has been a small but increasing mistrust of the clothes collection process in general. Businesses that legitimately gather clothes via donations and bring about household or worldwide aid programs end up protecting their reputation and practices. In any industry, there'll always be those who run below false pretenses or prepared to dupe the public with less than transparent reasons. But to protect the increasing recycle activity, we should insist on open disclosure, proven qualifications, and a responsible and documented donation record. Many improvement has been made in this field through the recycle industry, but obviously much more can be achieved to expose deceptive providers.

“Triple-Win”Business Model

Despite some of these issues, accumulating clothes for charitable reasons is and constantly ought to be a win-win-win scenario - for that provider, the charity, and the receiver. The donor gives something he does not need, the charity finds out a need, and the recipient has got a require stuffed. It’s quite a effective business model whenever youstop and consider it. Whether therecipient gets an actual piece of clothes or receives assistance through an international aid plan funded by recycle us dollars, the benefit reaches the intended target. Moreover, the poor have other basic requirements that need focus - access to food, water, housing, education,and ways to improve health insurance and raise their life quality. Sales of used clothing create the money necessary to build and keep such programs.

Environmental Benefits

So let’s continue to cleanse our closets, tote our goods home in multiple-use bags, and sort all of our rubbish within the right boxes. We all need to manage our world and we need to look after each other. Let’s give our used garments to clothe others or convert these to cash to finance plans for that much less fortunate. And also protect our planet simultaneously. It’s only a win-win-win when you get involved so we let charities do their work greatest.

2013年7月3日星期三

Recycling Maniacs

Within my last article, I mentioned the reality Television series Hoarders and its concentrate on strange acquisitive behaviors. In this post I discuss RecycleMania, which sounds similar to a possible result to Hoarders, with a tilt toward the opposite end to the mental spectrum.

RecycleMania is actually a countrywide college event where schools compete to find out who is able to reuse the most things over a 10-week period of time. To win, contending colleges should collect the most recyclables (every capita or total) and generate the least amount of trash.

RecycleMania capitalizes on the quite appreciated school tradition: defeating the jeans down competitor institutions with a competitive tournament (talking about pants, as of this writing the categories of recyclables contained in the competition didn't included clothes or other textiles, but I am hopeful they'll be involved, maybe next year).

The RecycleMania website describes the concept behind the event this way:

Universities and colleges are small cities that consume large amounts of resources and generate much solid waste. No matter if a college has an extensive squander decrease program or is simply getting fundamental recycle gathering off the ground, experience indicates that all schools have possibility to additional reduce the quantity of resources they squander and dispose of. RecycleMania provides a device for campus recycling coordinators, college student green groups and service service experts to engage their campus community in reusing and squander reduction in an enjoyable and safe way.
Planet Aid
The event is the invention of Ed Newman (Ohio University) and Stacy Edmonds Wheeler (Miami University), who in 2001 tried to discover a method to increase recycle in school residence and dinning places. Since that first contest (Miami won it), the match is growing continuously, with involvement nearly doubling each year.

In 2010 more than 600 campuses participated from all 50 states and also the District of Columbia. Their combined attempts netted nearly 85 million scales of reused materials. This has improved reduce greenhouse gas by 137,500 metric tons ofcarbon dioxide equality. In real-world conditions, this particular reduction in greenhouse gases is the same as the annual emissions from 23,850 individual cars; electricity usage of 15,140 houses; or even the burning of 650 railcars’ worth of coal. This provides the type of reality we like to see!

2013年6月18日星期二

Reuse

Have you ever wondered about many of the power source you generate while in activity? Wouldn’t it be great to take advantage of that power and put it to good utilize, thus having an added ecological advantage in addition to a physiological one? The folks from Green Revolution, Corporation have not just happened to be thinking about that, however, doing something regarding it. The company has developed a stationary practice bike that transforms the Watts produced by pedaling to Watts of usable energy.

You reuse. Reduce the utilization of disposables. And buy in bulk whenever possible to decrease waste as well as wrapping. Now there’s more can be done to reduce your charcoal footprint and safeguard our earth’s resources. Something it is simple and interesting… Join on the surface ground on the fascinating unique opportunity to assist save the planet when you enjoy the personal satisfaction of getting and remaining fit. -The Green Revolution, Inc.

The Environmental Information System records that the repayment phase to your Green Revolution bikes is around 3 years, which is not bad in comparison with other energy saving purchases (normal repayment for residential solar power is 8-10 years). But what amount of energy are we talking about? The company reports that the normal collection bicycling class with about 20 bikes can produce up to 3.6 Megawatts (3,600,000 Watts) of electrical power annually. A group bicycle space which runs four courses every day can create sufficient energy required to light a normal family home for half a year, as well as reducing carbon emissions of more than 5,000 pounds. The energy created through exercise is connected to the electric energy lines through a grid-tied inverter. The energy may be used again on the grid, which reduces attachment to coal and oil-generated power.

I cheer for Eco-friendly Revolution and hope their thought grabs on. Climate change requires the serious work of all of us to lower inefficient consumption and oppose the production of pollutants that have led to the problem. Planet Aid is progressing the portion to reduce global warming via the clothes recycling procedure with helping to save valuable sources, lowering the effect of fabric production, avoiding wasteful fingertips, while also helping disadvantaged people in fewer developed countries.

2013年6月2日星期日

Education in Planet Aid India

During his current visit to India, President Obama announced an India-U.S. education peak being held next year. Which was initially great news, aside from the one thing: the summit is anticipated to focus just upon higher education. The problem is that there is a urgent have to deal with elementary and supplementary education in India. A real education summit should address the issue in general, realizing the Indian economy is leaving many of its young behind.

The whole world was given a glimpse of the extreme lower income which surrounds the fast-growing city of Mumbai inside the award-winning film Slumdog Millionaire. The energy, nature, and shocking potential of those who fight to rise from lower income was mirrored inside story of the heroic younger Indian boy from the slums, in whose cleverness influenced both amazement and disbelief.

“The [slums] are usually filled with vigour, industry, energy-with people attempting to improve their lives, trying to break that vicious loop of poverty.”
- Vikas Swarup, writer of the novel Q&A which became the basis pertaining to Slumdog Millionaire
Slumdog Millionaire captured the indomitable soul of India’s youth - a soul that deserves the opportunity to prosper and develop. India’s economy is among the quickest developing in the world, but the country has an extraordinary amount of out-of-school kids. At least 35 million children between the ages of 5 along with 14 don't go to classes. Rather than acquiring the schooling they require in a formative time of mental development, they work as rag pickers, manual workers at building sites, or somewhere else inside the informal sector. Numerous get to the city slums from outlying locations with their family members, whose struggle to grasp the promise of India’s increasing economic wave can bring these to the cities. Because their families have no recognized house in the city, usually iving in little more than a makeshift tent or container, these youngsters are kept from officially enrolling in a mainstream school.

Planet Aid’s partner organization, Humana People to People India, is trying to treatment this case and be sure that the future of India’s youth does not die inside the slums. The particular Academies for Operating Children program provides disadvantaged kids with the opportunity to go to classes despite the hurdles. This 2-3 year plan helps children to accomplish their elementary school training through grade Eight, either through classes offered by the Academy itself or by re-entering the mainstream school system.

Employees at AWC make an effort to make plan a success for kids by not just providing quality classes with a flexible timetable, but by also increasing awareness and mobilizing parents, nearby school educators, and educational authorities to operate together for the sake of the children. Employees also organize occasions inside the children’s neighborhoods, for example clean-up actions, and ensure that every child receives the individual assistance they require.

Among the current AWC offices to spread out is a the Dell YouthConnect Center located in Gurgaon, backed through Dell Global Giving. The center is part of Dell ‘s global “YouthConnect” program. The main office in Gurgaon and it is three satellite facilities are providing IT teaching to disadvantaged young people.

For more information on the Dell YouthConnect Office along with other AWC programs see the Humana People to People India website.

2013年5月21日星期二

Farmers’ Clubs


Now, Four hundred main food stuff security and safety authorities coming from Thirty five nations introduced the fact that globe is establishing for the “perfect storm” of elevated foods require and decreasing provide. The result would be a harmful number of individuals struggling with lack of nutrition and starvation.

A notice was delivered on a article published by United kingdom Government’s Experience Program. The file, eligible “The Future of Food and Farming,” alerts within the carrying on with involves of populace increase (that is required to go over Eight billion within Twenty years). This draws attentions to the desire to re-think work to stop cravings for food today.

It can be crucial to enliven actions to absolve food cravings. Greater priority needs to be provided for non-urban advancement and farming for the reason that driver of broad-based revenue growing, plus more benefits offered to the agricultural sector to resolve challenges just like lack of nutrition and gender inequalities.
The alerts were terrible and also proactive approach emergency, there is also fantastic news. That news started from a continent more frequently connected with starvation as an alternative to favourable food stuff development. Experts examined Forty successes coming from sub-Saharan Africa. That they established that multiplication of present guidelines could highs foodstuff creation in this area. Additional information on most of these successes is because be posted during the International Journal of Agricultural Sustainability in The month of february Year 2011.

Planet Aid is very proud to have been helping sub-Saharan producers in raising eco friendly harvest creation and elevating their revenue. Were assisting all of these farmers by using a plan called Farmers’ Clubs. he program makes momentum within just non-urban communities for positive positive improve that diminishes lower income and improves food stuff protection.

As an example, above 12,000 farm owners in Malawi have got took part in Farmers’ Clubs since The year 2006, and over 1 / 2 (almost 8,000) of the individuals had been ladies. This program have been working during the regions of Chiradzulu, Zomba, Lilongwe, and Dowa. A completely independent assessment conducted during 2009 demonstrated that the program enhanced average creation by 250%, yearly funds income by 120%, as well as usage of watering by 280%.

Planet Aid is attempting to extend the style of Farmers’ Clubs throughout the whole country of Malawi and also anywhere else in the area, and it is trying to get assistance for that energy to ensure that far more may share with the resources. To learn more with regards to Farmers’ Clubs go to the Humana People to People web page

2013年5月13日星期一

Clothing Collection


Recycle Provides Jobs and Safeguards the planet
I know that Planet Aid is very proud to be a part of therecycling business that is creating good jobs nationally and assisting to offer protection to the environment. Planet Aid makes it possible to reuse and recycle, and offer immediate expansion opportunities for communities. When obtained with ability and treatment, and improved with quality to mind, dumped materials can benefit area profits, business growth, and the local economic foundation, while preserving resources from unneeded fingertips and creating a weather of excellent will and solidarity.
While communities around the world are recognizing the multiple advantages of recycling, California is embracing the idea with particular zeal. Recently a new law took impact in the state that demands all commercial businesses that make four or more cubic yards of trash one week and multifamily dwellings with five or maybe more units to participate in recycling plans. The state has already been getting record recycling rates (58 percent statewide) and the new law will likely raise the rate even higher.
Based on CalRecycle, the state’s Department of Resources Recycling and Recovery, the impact of recycling versus disposal have discovered significant positive economic result in California. “The advantages of increased recycling will not only generate new jobs, but will also cause additional goods and services,” the department says on its website.
As I know, Planet Aid will continue working to make it as simple as possible for Californians and Americans nationwide to recycle their unwanted clothing and shoes.

2013年4月26日星期五

DAPP distributes food to vulnerable groups in Mudzi and Mutasa district


 Development Aid from People to People has sourced 95 metric tonnes of dried and fortified vegetable soups. The soup is donated by USAID International Food Relief Program to DAPP through its sister organization Planet Aid Inc. USA. The program will benefit over 8,500 vulnerable people suffering from HIV/AIDS, the elderly, orphans and women enrolled in programs of preventing transmission of HIV virus from mother to child (PMTCT).
The program compliments the government of Zimbabwe’s efforts to cushion vulnerable people from the inadequacy of nutritious food. DAPP Zimbabwe will implement the program together with stakeholders in Mudzi and Mutasa districts. The stakeholders include but not limited to District Administrator’s office, Ministry of Health and Child Welfare, NAC, local chiefs, village headmen and some community support groups. The stakeholders will participate in various capacities in identifying the specific vulnerable groups.
Distribution sites will be within the district wards were DAPP Zimbabwe is running the community development projects. HOPE Nyamapanda and Child Aid Kukwanisa being the 2 projects the distribution will be mainstreamed. At each distribution site a Program Beneficiary Committee (PBC) will be established. This committee will be comprised of two orphans heading their own households, two adults caring for an Orphans and Vulnerable Children, two People Living With HIV/AIDS, and two pregnant women participating in the PMTCT program.
At the launch of the USAID IFRP food distribution funded program in Mudzi district there were over 350 people who attended the event. In the speech made by the guest of honor on behalf of Mashonaland East governor he appreciated the gesture of the food distribution program and noted that it will go a long way in bringing nutrition to the vulnerable people and encourage openness among the HIV positive people.
The District Administrator of Mudzi Mr. Tawabarira Kutamahufa appreciated the work being done by DAPP Zimbabwe through HOPE Nyamapanda in assisting the People Living With HIV/AIDS in the community by providing livelihoods support and HIV/AIDS information especially on how to live a healthy life. Chief Chikwizo welcomed the idea of the food distribution and he further pledged for agriculture and vocational skills based community interventions to assist the community to recover and become self-reliant in their livelihoods.
According to the Ministry of Health in Zimbabwe “HIV and AIDS has left over one million children without parents, resulting in increased vulnerability to neglect and abuse. Despite achievements in nutrition improvement that have been made in the past through food security programs, much of this progress has been eroded by recurrent droughts, poor economic environment and HIV & AIDS.”
8,580 people will receive in total over 4 million servings of fortified vegetable soups in a period of 7 months. The child headed households, pregnant women participating in the ANC and PMTCT programs in the local health centers, Orphans and Vulnerable Children as well as People Living with HIV/AIDS and their immediate families will be part of the program participants.
The dried soups has been enriched with Vitamin A,B and C and other essential minerals which are important for building a strong immune system.

2013年1月15日星期二

Development Aid

 Microfinance has proven itself to be a powerful pressure in village-based development over the world. It empowers villagers, particularly women, offering the leverage should have economic success among families that are desperate for the chance away from poverty. 

Planet Aid supports microfinance programs in rural India, accomplished by its sister organizationHumana India. Despite new economic opportunities in the nation, poverty remains endemic, specially in rural areas. The rural poor never had usage of financial services by the formal banking sector. They have thus had to rely on loans at high interest rates from informal sources. Microfinance is a beneficial way to help and enable these individuals, especially women, who make up a vital percentage of the poor and suffer disproportionately from poverty.

Humana India began its first microfinance program in June 2007. Loans are offered to women from non-urban areas, who are often specially deprived. With these loans women have been capable of buy buffaloes, wool to make carpets and rugs, or obtain funds to open up a small shop. In 2010-2011 alone, the program provided loans totaling $5,574,260 to 8,725 women. 

The project also allows set up peer groups that serve to collectively assure the loans.
Recipients of loans are organized into peer groups of five (called “better future groups” or BFGs) and large groups of thirty women each are called sahelis. Each associate of a BFG will get a loan of 10,000 rupees, with refund guaranteed through the group.
Development Aid